01
Tell us about your business
Pick your scenario, paste your website, and the AI learns your hours, services, and FAQs for loan and mortgage brokers in 60 seconds.
AI receptionist · live 24/7 for loan officers
Never miss a borrower call again.
Your AI line answers every rate inquiry, pre-approval question, refi lead, and document follow-up — qualifies the borrower, captures loan details, books the consult, and texts the LO before the lead goes cold. 24/7, compliant, in your voice.
For test calls to the AI — say anything, hear how it handles it.
Test drive · no signup
Test-drive the AI on your own phone.
Drop your number and the AI will ring you in 10 seconds — exactly like a borrower would reach you off a rate ad. Throw a refi scenario, a first-time-buyer question, a rate-lock callback. See how it qualifies and books.
- A real two-way conversation — not a recording
- The AI tells you upfront that it's an AI
- Your number isn't saved, sold, or marketed to
24/7
Live answer · holidays, nights, weekends
5+
Built-in scripts tuned for loan and mortgage brokers
5 min
From signup to your first AI-answered call
01 Built for loan officers
Trained on every borrower call your branch actually gets.
Each scenario ships with a tuned greeting, qualification script, compliance guardrails, and the booking actions that make sense for mortgage. Switch between them to hear the AI in action.
Live workflow
Opening line
“Thanks for calling — are you looking to refinance, or buying a new home?”
What the AI captures
Current loan balance, rate, property type, credit estimate, timeline, contact
Outcome on your dashboard
Test this scenario on your phone Lead qualified, scenario stored, consult booked with the LO, rate alert set up
02 The cost of voicemail
Every missed call is a borrower who just called the next LO on the rate-alert list.
Mortgage is a speed-to-lead game. Borrowers shop fast — and the LO who answers in one ring books the consult. The one who goes to voicemail watches that pipeline close at someone else's shop.
Step 1Step 2
12 missed×4.3 weeks×35% close=18 customers/mo
That's customers slipping past you
~18 customers / month
≈ 216 customers a year walking out the door to whoever picks up the phone first.
Industry research: ~62% of small-business calls go to voicemail, and ~70% of voicemails are never returned.
LoanMachine.ai answers every one — from $39/mo
Stop losing loans to the LO who picks up.
LoanMachine.ai answers in one ring, qualifies the borrower, books the pre-approval consult, and texts your LO the scenario — before the lead has time to call your competitor.
03 Setup in 5 minutes
From signup to your phone ringing — by the time your coffee is cold.
No phone trees, no IVR maps, no "press 1 for sales." You describe your business, the AI learns it, and you forward your number. That's it.
02
Forward your number
Keep your existing line. Forward busy / no-answer / after-hours to the AI. Or get a new dedicated number.
03
Calls answered in 5 minutes
Test from your own phone. Tweak the voice, the script, the transfer rules. Go live when it sounds right.
04 What it actually does
Six things a voicemail will never do for you.
LoanMachine.ai is not a fancier voicemail. It is the first ring of your branch — and it acts like a senior loan officer's assistant who already worked there two years.
Every call answered in one ring
No voicemail, no hold music, no "please leave a message." Even at 2am, even during a rush.
Caller qualified before you call back
Name, reason, urgency, situation, contact — captured and verified by the AI before it hits your team.
Urgent calls warm-transferred
Hot leads and emergencies route to the right person with the context already on the screen.
Booked on your calendar
Connects to Google Calendar. Holds slots, confirms by text, sends the intake form.
Sounds like your best front desk
Trained on your scripts, your tone, your never-say rules. Not a generic IVR.
You own the line, the data, the recordings
Dedicated business number. Full transcripts. Exportable. Cancel anytime.
Built for teams
One shared branch line your whole loan team can work from.
LOs, processors, partners — your team works from a single number borrowers and realtors already know. Every call, text, and voicemail visible. Lead ownership is clear. No more leads stuck on a personal cell.
Sales, support, after-hours — your whole team works from a single line your customers already know.
Every conversation visible to the team. No more lost threads on personal cell phones.
Caller reason, urgency, transcript, and the suggested next step are ready before a human picks up.
Assign, transfer, snooze, resolve. Nothing ever falls through the cracks.
05 Beyond answering
Once the AI can answer, the next conversion lives in the follow-up.
Shared team lines. Two-way SMS to borrowers and realtors. Outbound AI callbacks on dropped applications. Editable scripts per loan product. Calendar booking for pre-approval consults. The tools that turn rate-shoppers into closed loans.
Shared team phone lines
Multiple teammates working from the same business number with shared call history, texts, and voicemails.
Two-way SMS conversations
Inbound + approved outbound texts, keywords, and follow-up paths so callers can reply the way they already communicate.
Outbound AI callbacks
Let the AI place script-based follow-ups for missed leads, reminders, appointment confirmations, and status updates.
Editable call scripts
Start from real-world flows tuned to your vertical, then customize without an engineer.
Knowledge base & learning
Train the AI with your FAQs, policies, scripts, uploaded docs, website content, and never-say rules.
Google Calendar booking
Connect your calendar so the AI holds slots, confirms by text, and sends the intake form.
Gmail & email workflows
Bring email follow-up into the same workspace as calls, messages, and reminders.
Team chat & internal video
Discuss calls behind the scenes and start an internal video huddle around urgent conversations.
Integrations & webhooks
Connect forms, CRMs, scheduling tools, and internal systems so calls use real business context.
AI memory for known callers
Notes, preferences, prior conversations, and AI instructions stay attached to each contact.
06 How it stacks up
vs. voicemail. vs. answering services. vs. hiring.
The honest comparison. Most teams already pay one of the other three options — they just don't realize they're paying.
What matters
RECOMMENDEDAI Phone System
Voicemail
Live answering service
Hire a receptionist
24/7 answer in one ring
Yes
No
Yes
No
Qualifies the caller
Yes
No
~ Sometimes
Yes
Books on your calendar
Yes
No
~ Sometimes
Yes
Warm-transfers urgent calls
Yes
No
Yes
Yes
Trained on your business
Yes
No
~ Sometimes
Yes
Setup time
5 minutes
0 minutes
1–2 weeks
4–8 weeks
Monthly cost
From $39
$0 (and ~70% of voicemails go unreturned)
$350–$600+
$3,800+ (W-2, benefits, PTO)
07 The receipts
Real teams. Real Tuesday-at-2am calls.
From the first week of going live. We'll share full transcripts and recordings on request.
"A purchase lead called us at 9pm Sunday after seeing a rate ad. AI qualified, booked the consult for Monday morning, and texted me the scenario. That borrower is now closing — we wouldn't have even known he called."
David W.Branch ManagerIndependent mortgage broker
"Our LOAs were drowning in rate-check calls. The AI handles them, qualifies, and only escalates the real leads. My LOs do 30% more applications a month."
Maria L.Production ManagerDirect lender · 12 LOs
"Realtor partners now call our branch line instead of texting individual LOs. The AI captures the buyer, pulls up co-branded pre-approval, and books all three of us. Game-changer for our referral business."
Trent B.Senior Loan OfficerRetail mortgage
08 Honest pricing
Two plans. Add only what you need.
Every plan includes the AI receptionist. Pick the plan by team size, then add users, numbers, campaigns, or extra AI usage when the business needs more.
7-day free trial. Yearly saves about 20%.
Business phone line with AI answering.
$29/mo
Save $10/mo with yearly.For solo owners and small teams that need one professional line answered when nobody can pick up.
- 1 user and 1 business number
- AI receptionist for missed and after-hours calls
- Call, text, voicemail, transcript, and summary history
- Warm transfer, calendar booking, and follow-up capture
- 50 AI-handled calls or about 75 AI minutes included
Start with a 7-day free trial. Usage protection is on by default: if included AI usage runs out, the AI pauses or you add prepaid credit.
Start StarterTeam phone system with AI receptionist built in.
$79/mo
Save $20/mo with yearly.For businesses that need a shared inbox, more call volume, team visibility, and assisted outbound follow-up.
- 3 users and 2 business numbers
- Shared calls, texts, voicemails, notes, and assignments
- AI knowledge base, transcripts, summaries, and contact memory
- Power Dial Lite for one-at-a-time follow-up
- 150 AI-handled calls or about 300 AI minutes included
Start with a 7-day free trial. Built for team workflows without surprise bills. Add campaigns or extra usage only when you need more.
Start BusinessAdd more when you need it
Growth, outbound, and heavier usage can be added later.
- Extra user: $15/mo
- Extra standard number: $10/mo
- Power-dial pool number: $15-$19/mo
- Extra AI usage pack: $25
- Power Dial Campaigns: +$49/mo
- SMS Drips: +$49/mo after approval
- Usage caps and prepaid refill controls
- Custom integration plans available
- Custom high-volume plans available
09 Honest answers
The questions every owner asks first.
Still on the fence? Call (888) 729-0139 and ask the AI itself. It'll tell you.
Is it compliant — TRID, RESPA, UDAAP?
Yes. The AI never quotes rates, APRs, or fees without authorization. It captures the scenario and routes to the licensed LO. All recordings include required disclosure. Full transcript audit trail. We support state-level compliance rules.
Can it integrate with Encompass, Calyx, or LendingPad?
Yes. Native integrations on Business and up; webhooks on every plan. Scenarios, lead source, and pre-approval status sync both ways.
Does it know not to give legal or financial advice?
Built-in guardrails. It qualifies and books — it never tells a borrower they'll qualify, never quotes pricing, never discusses credit decisioning. Anything regulated routes to a licensed LO.
Can it actually book pre-approval consults?
Yes. Connects to Google Calendar or individual LO calendars, holds the slot, texts the borrower confirmation, sends the doc checklist, reminds them 2 hours before.
Can I keep my existing branch line?
Yes. Forward your number on busy / no-answer / after-hours — or 100% of calls. Port your number in, or get a dedicated new one. Borrowers and realtors see no change.
How does it handle Spanish-speaking borrowers?
Bilingual English/Spanish on every plan. Detects the borrower's language automatically and matches. Additional language support is available on custom setup.
Can I cancel anytime?
Yes. Month-to-month, no annual lock-in. Cancel from your dashboard. You keep transcripts and recordings.
What does it cost?
Starts at $39/mo. Most branches run on Business ($199/mo) which includes shared team lines, native Encompass integration, and outbound AI callbacks on dropped applications. Less than the comp on one extra closed loan.
Hear it for yourself
Test-drive the AI. Then hand it your branch line.
Dial the line below right now. Throw a refi scenario at it, or a first-time-buyer question. If it sounds like the loan officer assistant you wish you had — start your trial.
(888) 729-0139For test calls to the AI — say anything, hear how it handles it.